Skip to content

AI Bank Statement Analyzer

Understand a bank statement instead of scrolling it. The AI reads every transaction, groups spending into categories, separates income from expenses and surfaces the patterns — recurring charges, big outflows, month-to-month movement — as a summary you can actually act on.

10 credits Encrypted Deleted in 1 hour

AI output can be inaccurate — please review it. Uses AI Credit; files are deleted automatically. AI & OCR Disclaimer

  1. 1Upload
  2. 2
  3. 3

Drag & drop your file here

or click to browse · Up to 25 MB

Select file

Accepted: PDF, DOCX, DOC, TXT, JPG, JPEG, PNG, WEBP

256-bit SSL encrypted Auto-deleted in 1 hour Cost confirmed before you run

How it works

Simple steps — no software to install.

  1. 1

    Upload the statement

    Add a PDF bank statement. Scanned statements run through OCR first.

  2. 2

    Choose the depth

    Pick a quick summary, a deeper analysis, or a multi-month view.

  3. 3

    Read the insights

    Get categorized spending, income vs expense and cash-flow notes in plain language.

What the analysis gives you

A categorized view of where money went, income vs expense totals, recurring and subscription-like charges, and the overall shape of the account's cash flow — written in plain language, not just a table of rows.

Analyze vs extract — pick the right tool

This tool interprets the statement. If you just need the raw transactions as clean, exact data (to import into a spreadsheet or accounting software), use the Bank Statement Extractor instead — it's deterministic and doesn't use AI.

Honest about AI and privacy

AI output can be wrong — review the numbers before you rely on them. This is an AI tool, metered in AI Credit: signed-in free users get a monthly allowance, guests get none, and paid plans include more. The exact cost is shown before every run. Your file is processed temporarily and deleted automatically — there is no general cloud storage.

  • AI spending categorization
  • Income vs expense summary
  • Recurring-charge detection
  • Multi-month view
  • Scanned statements via OCR
  • Files auto-deleted after processing

Frequently asked questions