AI Bank Statement Analyzer
Understand a bank statement instead of scrolling it. The AI reads every transaction, groups spending into categories, separates income from expenses and surfaces the patterns — recurring charges, big outflows, month-to-month movement — as a summary you can actually act on.
AI output can be inaccurate — please review it. Uses AI Credit; files are deleted automatically. AI & OCR Disclaimer
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Drag & drop your file here
or click to browse · Up to 25 MB
Select fileAccepted: PDF, DOCX, DOC, TXT, JPG, JPEG, PNG, WEBP
How it works
Simple steps — no software to install.
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Upload the statement
Add a PDF bank statement. Scanned statements run through OCR first.
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Choose the depth
Pick a quick summary, a deeper analysis, or a multi-month view.
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Read the insights
Get categorized spending, income vs expense and cash-flow notes in plain language.
What the analysis gives you
A categorized view of where money went, income vs expense totals, recurring and subscription-like charges, and the overall shape of the account's cash flow — written in plain language, not just a table of rows.
Analyze vs extract — pick the right tool
This tool interprets the statement. If you just need the raw transactions as clean, exact data (to import into a spreadsheet or accounting software), use the Bank Statement Extractor instead — it's deterministic and doesn't use AI.
Honest about AI and privacy
AI output can be wrong — review the numbers before you rely on them. This is an AI tool, metered in AI Credit: signed-in free users get a monthly allowance, guests get none, and paid plans include more. The exact cost is shown before every run. Your file is processed temporarily and deleted automatically — there is no general cloud storage.
- AI spending categorization
- Income vs expense summary
- Recurring-charge detection
- Multi-month view
- Scanned statements via OCR
- Files auto-deleted after processing